Projeto DÍVIDAS
A comprehensive solution that fills a crucial gap in the Portuguese market – a system for verifying companies regarding their indebtedness to other economic entities. This project is authorized by the Bank of Portugal. It provides a fully legal online method for verifying the integrity and reliability of companies, serving as a fundamental tool for assessing the credibility of potential business partners.


A debtor registry that allows the registration of troublesome and dishonest debtors so that other companies can avoid similar issues in future business dealings. It enables the recording of debts arising from unpaid invoices for goods or services. Anyone can verify a potential partner free of charge, and if an entity is registered as a debtor, a detailed report on the number and amount of debts can be downloaded. This is an ideal verification tool for banks and other financial institutions.
Nacional Debt Register


A platform where debts can be offered for sale. It is a method of seeking to recover all or part of a debt from dishonest business partners and serves as what could be called a “register of shame” for dishonest companies. Information on debts offered for sale is publicly available. Anyone serious about operating effectively in the market cannot afford such shame and loss of credibility. It is a powerful tool to pressure the debtor to return to negotiations for settling the debt.
Debt Exchange


A certificate promoting honest companies. If your company is not registered as a debtor in the National Debt Register or if its debts are not offered for sale on the Debt Exchange, it means that the company operates with integrity. It adheres to good business practices and treats its partners with respect and responsibility. It is a reliable company. For this reason, it can proudly display our certificate, a cost-effective and simple way to promote its honesty and reliability.
Reliable Company Certificate

